Housing Finance Bank is a Commercial Bank and the leading provider of housing finance solutions with a vision to be the preferred consumer and business bank with a focus on housing finance. To attain its strategic objectives efficiently and effectively, Housing Finance Bank is seeking to hire qualified, versatile, and self-driven individuals to fill two (2) vacant positions in its establishment below.

Department: Credit Department

Reports To: Manager Credit Administration

Grade: HFB 5B

Direct Reports:

Direct - None

Indiect - None

Interacts/Interfaces with:

Internal

• Credit Teams
• Business Teams
• Branch Teams
• Legal team

External - None

Job Purpose

To prepare and oversee loan documentation i.e. offer letters, Bank Guarantees, mortgage deeds, standard credit terms and conditions, liens and ensure that documentation prepared complies with relevant laws, policies, procedures and processes to achieve a robust asset quality.

Key Result Areas

1. Prepare and review, credit financing and related documentation (largely based on internal template) in accordance with the Bank’s Policies and Procedures for facilities below Ugx 150,000,000.
2. Conduct due diligence on credit facilities and provide opinion on securing the Bank’s position in the transactions.
3. Co-ordinate the proper execution and filing of relevant credit/loan documentation and securities for onward submission to the legal department for perfection.
4. Manage the loan documentation checklist and ensure that the right package of documentation is handed over to the Relationship Manager.
5. Ensure preparation of loan documentation meets the timelines set.
6. Manage the registers of all credit documentation handled by the department.
7. Regularly update the E workflow and all relevant registers and any changes that may arise from time to time.
8. Prepare and review release instruments for execution by authorized signatories within the agreed timelines.
9. Prepare and review letters of undertakings in loan takeovers for execution by authorized signatories within the agreed timelines.
10. Carry out ancillary duties related to credit documentation.
11. Any other duties as may be assigned by the supervisor.

Financial Responsibility

N/A

Person Specifications

Education & Training

1. Bachelor of Laws Degree from recognized university
2. Post Graduate Diploma in Legal Practice from Law Development Centre or equivalent Bar Course of Commonwealth.
3. Possession of a Certified banking qualification or master’s degree in a relevant field would be an added advantage.

Skills & Experience

Qualifications

1. Excellent Communication skills
2. Demonstrate knowledge of, and experience with laws relevant to the Banking Sector, Company law, Employment law and contract drafting,
3. Proven ability to dedicatedly solve sensitive matters
4. Strong analytical and research skills
5. Teamwork and ability to function with minimum supervision.
6. Experience of having worked in a Financial institution is an added advantage.
7. Capable of professional discussions with internal and external stakeholders.
8. Able to source data, perform periodic computations & report on findings.
9. Proactively review securities held on ongoing basis to further confirm that sufficiency of the securities vs customer exposure.

Business Behaviors

1. The ability to communicate clearly both verbally and in written form in a professional manner is deemed essential.
2. Abilitytobuildfunctioningworkingrelationshipsacrossorganizational, corporate, and cultural boundaries.
3. Takes clear accountability and focuses on delivery of corporate goals.
4. Team player.
5. Provides extraordinary service.
6. Must be a person of impeccable integrity.

Interested candidates should submit their applications with a recent CV, copies of all academic transcripts, certificates and testimonials, daytime telephone contact, postal and email address and three competent referees not later than Thursday, 10th April 2025 by 5:00pm to:

Chief Human Resources Officer

Housing Finance Bank,

Investment House

4 Wampewo Avenue, Kololo

Please take note that all applications should be sent by email to Recruitment@housingfinance.co.ug

DO NOT HAND DELIVER YOUR APPLICATION

Please note ONLY shortlisted candidates will be contacted, and any form of canvassing will lead to automatic disqualification.

Guidelines for submitting Documents.

1. Ensure that all your documents are scanned and submitted in 1 single batch using the following order:

• Application letter
• Curriculum Vitae (CV)
• Academic Documents and Certificates

2. The maximum document size is 10 MB.

3. Please indicate the name of the position you are applying for in the subject.

NB: For regular internal staff to be eligible, you must have held your substantive position for at least two (2) years and have a consistent satisfactory performance with no disciplinary record over the immediate consecutive past two years